"Your Trusted Alberta Mortgage Broker with 20+ Years of Experience"
Alberta Mortgage Broker Services
Your Trusted Partner for Personalized Mortgage Solutions
Welcome to the online home of Shawn Mooney, your dedicated Mortgage Broker serving clients across Alberta.
Leveraging over two decades of expertise and the robust backing of Mortgage Architects, I am committed to delivering mortgage solutions that are personalized, transparent, and efficient.
Whether you are a First-Time Home Buyer, looking to Refinance, or seeking Investment Property Financing, my goal is simple: to ensure you receive the best product at the best rate, aligned perfectly with your financial future.
My Mission 🎯
At Shawn Mooney - Mortgage Architects, the mission is to empower you with the knowledge and resources needed to make informed mortgage decisions.
I am committed to providing clear and efficient mortgage strategies that align with your unique financial goals and dreams. My dedication to exceptional service, integrity, and community engagement drives me to build lasting relationships and contribute to the financial well-being of the families I serve.
Every mortgage is customized to meet your specific needs, ensuring you get the best rate and the best mortgage for you.
Why Choose Shawn Mooney? 🤝
In a competitive market, you need more than just a lender—you need an advocate.
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Experience & Expertise: Over 20 years of navigating the Canadian mortgage landscape.
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Honesty & Transparency: Integrity is the core value that drives my service.
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Mobile Service: I can come to you—enjoy the convenience of professional advice without leaving your home.
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Flexible Availability: Appointments that fit your busy schedule, not banking hours.
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Personalized Support: Expert guidance every step of the way, from application to closing.
The Difference is in the Service 📞💼
Just try calling your bank when you need something urgent. I make sure I am there for you when you need me most. Whether via phone, email, or a mobile visit, your financial peace of mind is my priority.
Pre-Approval
Secure Your Rate & Budget
Get a competitive advantage in the Alberta housing market. Our free mortgage pre-approval locks in your best interest rate for up to 120 days and clarifies exactly how much you can afford. Shop with confidence today.
Borrowed Down Payment
High Income, Low Savings?
You don’t have to wait years to save a lump sum. With the "Flex Down" program, you can use a line of credit, loan, or credit card for your down payment. Perfect for credit-worthy buyers who are ready to stop renting and start building equity now.
Spousal Buyout Program
Keep the Family Home
Navigate your separation with financial clarity. The Spousal Buyout program allows you to refinance up to 95% of your home’s value to pay out your ex-partner’s equity. Keep the kids in their home and schools while securing a fresh financial start for yourself.
House Purchase
Buying Your Dream Home
Whether you are a first-time home buyer or moving to your next property, getting the right mortgage is crucial. I provide tailored home purchase solutions with access to over 50 lenders, ensuring you get the best rate and terms for your new home.
Purchase Plus Improvements
Turn a Fixer-Upper into a Dream Home
Love the location but hate the kitchen? Don’t let outdated decor stop you. With the Purchase Plus Improvements program, you can finance renovations directly into your mortgage. Update flooring, windows, or bathrooms immediately and pay for it at low mortgage interest rates.
Second Property
Vacation Homes & Family Properties
Dreaming of a cabin by the lake or helping your kids enter the housing market? I specialize in second-home financing and strategies to convert your current residence into a rental property. Expand your ownership options with confidence.
Renewal
Smart Mortgage Renewals
Facing a higher interest rate at renewal? Don't just accept a higher payment. I help you explore options like switching lenders, extending amortization, or refinancing to keep your monthly payments manageable and your budget on track.
Refinance Mortgage
Regain Control of Your Finances
High-interest debt can be overwhelming. Refinancing allows you to roll credit cards and loans into your mortgage at a much lower rate. One manageable payment, less stress, and thousands saved in interest—put your home equity to work for your monthly budget.
Investment Property
Build Your Real Estate Portfolio
Real estate is one of the most effective ways to build long-term wealth. Whether you are buying your first rental or your fifth, I help you maximize cash flow and use rental income to qualify for more financing. Get the strategic advice you need to grow your assets.