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📋 Filing a Dispute with Equifax: Essential Insights and Steps 🔍
💳💡 #CreditScore #FinancialTips #MortgageReady" "Correcting Credit Report Errors" Recently, I received a copy of my personal credit...
Shawn Mooney
Mar 172 min read
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Bank of Canada Rate Announcement: A Welcoming Relief for Borrowers
Understanding the Impact of Bank of Canada Rate Announcements on Home Financing This morning, the Bank of Canada announced a reduction in...
Shawn Mooney
Mar 121 min read
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Unlocking the Reality of Mortgage Pre-Approvals: Insights from a Broker 🔑🏦
🚨 Attention Homebuyers! 🚨 From a mortgage broker's perspective, pre-approvals aren't worth much more than the paper they're printed...
Shawn Mooney
Mar 32 min read
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Why You Shouldn't Wait When You're Close to Your Mortgage Renewal 🏡
Have you ever wondered why your bank doesn’t offer you the best rate from the get-go? 🤔 It might come as a surprise, but banks often...
Shawn Mooney
Feb 251 min read
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Mortgage Renewal Tips: The Benefits of Consulting a Mortgage Broker Before Renewal
Why Contacting a Mortgage Broker Before Renewing Your Loan Can Save You Money and Stress 💰😌 Mortgage Renewal Tips: There are many...
Shawn Mooney
Feb 122 min read
3 views
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Tax Season is Quickly Approaching: Mortgage Broker assistance for Mortgage Qualifying Before Filing Taxes
As tax season approaches, it's the perfect time to evaluate your financial situation and explore new opportunities. One such opportunity...
Shawn Mooney
Feb 42 min read
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Rule Change Alert: Increased Mortgage Competition
Effective December 15th, 2024, new rule changes will even out the playing field. Current Rules Under the current rules, when you apply...
Shawn Mooney
Sep 19, 20242 min read
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Rule Change Alert: Increase to the Insured Mortgage Price Cap
Insured Mortgages are currently capped with a maximum purchase price of $1,000,000. What this means is that you cannot purchase a house...
Shawn Mooney
Sep 19, 20241 min read
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Rule Change Alert: Extended Amortization Periods for New Builds
Effective December 15th, 2024, amortizations on insured mortgages will increase from 25 years to 30 years. Previously it was implemented...
Shawn Mooney
Sep 19, 20241 min read
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Deciphering Mortgage Rates: Fixed vs. Variable Interest Explained
Did you know that the Bank of Canada’s Rate announcements don’t have any impact on the fixed rates at all? I get several inquiries a day...
Shawn Mooney
Jun 26, 20242 min read
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Mortgage Rates are Complicated: Different Types and What they Mean to You
A short read to explain the different mortgage rate types and how they can impact the type of rate you get.
Shawn Mooney
Jun 18, 20242 min read
20 views
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Handy Renovation Tips
Check out these Handy Home Renovation Tips and the Impact they could have on your homes Value!! 1. Make a Plan Make a list of all the...
Shawn Mooney
Mar 15, 20232 min read
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BREAKING NEWS: BOC Leaves Overnight Lending Rate Unchanged
BREAKING NEWS: For the first time in a year, the Bank of Canada has left its overnight target rate unchanged, keeping it at 4.50%. This...
Shawn Mooney
Mar 8, 20231 min read
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Tax Season has officially kicked off!
The Do’s and Don’ts of Filing your upcoming taxes you should know! Now that we are in to the 2022 Tax Season, it is a really good time to...
Shawn Mooney
Feb 27, 20232 min read
7 views
0 comments


Bank of Canada Increases Rate Today
Bank of Canada Announced Another Rate Increase Today Is this the beginning of the end of the Bank of Canada’s rate hikes? Today the Bank...
Shawn Mooney
Jan 25, 20231 min read
5 views
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Get off to a Great Start by going Debt-Free!
You Can Get Out of Your Debt-Cycle by Using Your Home Equity Credit Card debt, lines of credit, loan payments and interest payments could...
Shawn Mooney
Jan 18, 20231 min read
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Have you Taken a Look at your Financial Picture Lately? 🏘️💵
These days it is more important than ever to take a good look at your overall financial picture. An annual review of your Mortgage can...
Shawn Mooney
Sep 21, 20222 min read
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Bank of Canada Increases Overnight Lending Rate
INTEREST RATES CONTINUE TO SOAR Today the Bank of Canada decided yet again to increase the overnight lending rate. Prime rate with the...
Shawn Mooney
Sep 7, 20221 min read
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Buying & Selling, What you Need to Know
Good day, If you are considering purchasing and selling in today’s market there are a few factors that I would suggest you take in to...
Shawn Mooney
Jun 6, 20223 min read
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Should I Turn My Home into a Rental Property
Good day!! These days a lot of people are seeking options to purchase a 2nd property to move into but would prefer not to give up their...
Shawn Mooney
May 19, 20221 min read
2 views
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