🚨 New Product Alert: A Smarter Way to Tap into Home Equity 🏡💰 "Short-term home equity loan"
- Shawn Mooney
- Apr 8
- 2 min read

💡 Learn how it works & take control of your financial future today!
For years, homeowners aged 55 and older have turned to the CHIP Reverse Mortgage from Home Equity Bank. This well-known financial tool allows them to access tax-free cash by leveraging their home equity, with the loan amount determined by their age, property type, and location.
But what if there was a way for borrowers of all ages to unlock their home equity without the burden of monthly payments? 🤔 Now, there is!
🔑 A Game-Changer in Home Equity Access
This innovative new product shares similarities with the CHIP Reverse Mortgage—you can borrow up to 60% of your property’s value, and there are no mandatory monthly payments. However, unlike traditional reverse mortgages, this option is available to homeowners of all ages, providing greater flexibility for those who need financial solutions beyond the standard offerings.
⏳ Perfect for Short-Term Solutions
One standout feature of this product is its short-term repayment flexibility. Borrowers can repay the entire loan within six months, free of payout penalties. ✅
This makes it an excellent resource for homeowners facing temporary financial challenges, such as job loss or short-term disability, who expect to return to work but need immediate financial relief.
As a mortgage broker, I see this product as an ideal bridge 🌉 for clients who may not currently qualify for a traditional mortgage, but need a practical solution while working toward long-term financing stability with a short-term home equity loan.
💰 Access More Equity Than Reverse Mortgages
Unlike the CHIP Reverse Mortgage and its competitors, this product allows for a higher loan-to-value ratio, making it a compelling choice for those needing more immediate access to their home’s equity.
It’s also a strategic stepping stone 🏡—homeowners can leverage more funds now and later transition into a reverse mortgage once they meet the eligibility criteria.
✨ Is This Right for You?
Homeowners now have more options than ever when it comes to accessing their home equity. Whether you need short-term financial relief, higher loan-to-value flexibility, or a pathway to a traditional mortgage, this product could be the key 🔑 to helping you move forward confidently.
📞 Interested in learning more? Let’s talk about how this could work for you!
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